What is Medicare Part C

Posted on: May 7, 2018 by Chris Grimmond

Medicare Advantage or Medicare Part C is another way to receive Medicare.  “Original Medicare” is a combination of Medicare Part A and Part B.  It is called “Original Medicare” because that was its first plan in the late 60’s.  Medicare Part A was hospital insurance and Medicare Part B was added later.  It included doctor […] Read More

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What is Medicare?

Posted on: August 22, 2016 by Chris Grimmond

What is Medicare?  A basic question.  Or rather, why should anyone care about Medicare?   The reason people should care is that most bankruptcies are medical bankruptcies.  In other words, if you wish to protect your retirement nest egg from bill collectors, Medicare is important to know about.  There are few things that are more disturbing than a pile […] Read More

Posted in: Cancer Delayed Medicare Enrollment Medicare Medicare Advantage Medicare Quotes Medicare Scare Tactics Medicare Supplement Insurance Medigap Omaha Plan F Plan G Veteran Benefits What is Medicare?

Delay Medicare Enrollment

Posted on: August 13, 2016 by Chris Grimmond

Delay Medicare Enrollment Many people work past 65.  They continue on with them employer group coverage.  They delay Medicare enrollment.  At 66+, they wonder what to do about Medicare. How to Enroll after 65 Here is what to do.  Go to Medicare.gov.  Click on “Forms, Help, Resources” on the top right. Then click on “Medicare […] Read More

Posted in: Cancer Delayed Medicare Enrollment Medicare Medicare Advantage Medicare Quotes Medicare Scare Tactics Medicare Supplement Insurance Medigap Omaha Plan F Plan G Veteran Benefits

Medicare Mental Health

Posted on: August 12, 2016 by Chris Grimmond

A distressed prospective client told me that Medicare did not cover mental health treatment.  I stammered a bit because the subject had never come up before,  and I was surprised.  I said that it did.  She had read that it only covered a one time welcome visit to Medicare.  I then showed her in the Medicare & […] Read More

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Medigap Guarantee Issue

Posted on: June 26, 2016 by Chris Grimmond

A gentleman called me who was losing his group health coverage from a former employer. He was a retiree from a Fortune 100 company. You would recognize the name of the company immediately. As part of his retirement package, he had a very generous health plan for himself and his wife. He had been on […] Read More

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Medicare Supplement Underwriting

Posted on: June 14, 2016 by Chris Grimmond

I quoted a prospective client a Medicare supplement rate that was significantly less than the plan he was currently on. I mentioned that he needed to answer health questions.  He would have to go through underwriting because he was no longer in his Open Enrollment. He was upset and said no way. I asked why. He told […] Read More

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Supplement Health Questions

Posted on: June 10, 2016 by Chris Grimmond

A prospective client called me about saving money on her Medicare supplement. I asked her the basic supplement health questions and gave a quote.  We set up a time to meet.  At the meeting, I started going through the standard health questions on the application.  When I came to the question about recommended future treatments, she said […] Read More

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Pre-Existing Conditions

Posted on: June 2, 2016 by Chris Grimmond

For two years, my father was on dialysis.  Those were tough years.  When I got a client on dialysis, I wanted the best for him.  Kidney dialysis is one of the pre-existing conditions that usually excludes you from a supplement.  My client had a one-time opportunity.  I was going to make sure he got it! Obama Care Confuses Pre-Existing Conditions Pre-existing conditions are confusing when […] Read More

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VA Benefits and Medicare

Posted on: May 3, 2015 by Chris Grimmond

My father was a Korean War veteran.  He served on a tin can-minesweeper along the Korean coast.  The last 3 months of his life he spent in a VA Hospital.  My brothers and I and our family’s kept vigil.  I was sleeping next to his bed the morning he passed.  After we grieved, the nurses prepared […] Read More

Posted in: Medicare Veteran Benefits